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Readycode

Deliver cardless cash access with ReadyCode

Send and receive cash payments and provide cash access to virtually any account—no cards required.

Innovate and gain competitive advantage

ReadyCodeTM  connects your customers with their cash using a simple, secure code they can use at over 25,000 ATMs across the US.

Whether you’re a financial institution, employer or digital wallet provider, you can connect to our API and enable your customers and employees to deliver or receive cash through your own trusted interfaces. There’s no need for new apps, bank accounts or physical cards—with integration to the ReadyCode API you can enhance your offer and expand convenient cash access to your customers.

How it works

Expand access with greater functionality

  1. Consumer initiates a cash transaction through provider's app, website or call center.
  2. Consumer receives a ReadyCode passcode and finds the most convenient participating location.
  3. Consumer visits the location, enters the ReadyCode passcode and completes the transaction.
A person is holding a phone with the Ready Code app open.
A man is using an NCR Atleos ATM machine.
Use cases

Endless uses. Endless possibilities.

Digital wallets: No card is needed to allow your customers to access their digital wallet accounts to deposit or withdraw cash. Using our API, you can let your creative and engineering teams drive an integrated experience across your customer-facing tools, whether that is your mobile app, website, IVR or anywhere else.

No card, no problem: We’ve all experienced the panic caused by a lost wallet or card. By integrating ReadyCode into your mobile banking experiences you can provide instant cash access to your customers, without requiring them to rely on a card.

Call center: Empower your call center staff to provide a superior service to your customers who need cash in emergencies by generating ReadyCode passcodes in real time.

Channel agnostic: The generation of ReadyCode passcodes are supported in any channel you provide customer service, including SMS, mobile apps, call center, IVRs and any other channel your company uses.

Why NCR Atleos?

#1

ATM deployer

World's largest

ATM network

Fastest growing

ATM provider in the US

#1

for ATM help desk services

Find a ReadyCode-enabled ATM near you

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