Simplify your cash transactions
Welcome to ReadyCode, where we redefine how you access and manage cash. Our innovative cardless solutions offer a secure, convenient and efficient way to send and receive cash payments without the need for physical cards.
ReadyCode is a card-free, API-based transaction platform that opens up a world of possibilities. It’s designed to support a wide range of use cases—from digital wallets and peer-to-peer (P2P) payments to gaming, bill payments and even crypto payment transactions.
What makes ReadyCode unique is its ability to bypass traditional payment rails, enabling access to millions of account types that were previously out of reach. This is about expanding financial access and simplifying the user experience.
Why choose ReadyCode?
- Convenience: Access to cash anytime, anywhere without the hassle of carrying a physical card
- Security: Advanced security features to protect transactions and personal information
- Flexibility: Ideal for individuals and businesses looking for a modern cash access solution
What can ReadyCode do?
- Instant cash out: Enable your customers to withdraw cash from almost 30,000 ATMs across the US using a one-time-use passcode provisioned by your mobile app, SMS/email or online account
- Instant cash in: Let your customers add cash to their account or pay a bill at over 3,500 ATMs across the US, providing convenience in customers’ everyday routines
- Easy-to-use ATM platform: Simplify cash transactions without the need to issue and manage debit cards
Expand access with greater functionality
- Enable the ReadyCode API within your mobile app, website or any other customer communication channel
- Customers click to initiate or request a cash withdrawal or cash load transaction
- Customers receive a ReadyCode passcode and a list of nearby ATMs
- Customers can instantly use their ReadyCode passcode at thousands of participating ATMs to withdraw, load or send cash
Endless uses. Endless possibilities.
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Digital wallet access
Let customers access their digital wallets to load or withdraw cash—no card needed. For example, ReadyCode enables gig workers to withdraw cash within minutes of being paid.
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Emergency cash access
Empower call center agents to generate ReadyCode passcodes in real time, providing instant cash access during emergencies.
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Bill payments
Enable customers to conveniently pay bills in cash while on the go, directly from an ATM.
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Lottery winnings
Offer a fast and secure way for lottery winners to access their prize money.
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iGaming
Let customers withdraw gaming winnings quickly and without hassle, or load more cash to keep playing.
Money transfers
Facilitate fast and easy money transfers—send or receive funds directly at an ATM.
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Cryptocurrency transactions
Enable customers to buy or sell cryptocurrencies using a simple passcode at the ATM.
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P2P payments
Enhance customer experience by allowing direct person-to-person payments via ATM passcodes.
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Rebates and rewards
Deliver instant rebates and rewards through passcodes redeemable at any ATM.
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Mobile banking
Simplify mobile banking with cardless ATM withdrawals and deposits using passcodes.
Why ReadyCode?
ReadyCode is channel-agnostic. It can generate passcodes through Short Message Service (SMS), mobile apps, websites, call centers, interactive voice response systems (IVRs) and other customer service channels.
- Trusted network: Connect to the world’s largest ATM network, which includes 28,000 ReadyCode-enabled ATMs
- No physical cards needed: Enjoy cardless cash transactions without the need for new apps or bank accounts
- Enhanced customer experience: Provide a convenient, easy and streamlined experience for your customers
Ready to revolutionize cash access?
Experience the future with ReadyCode and unlock the benefits of seamless, hassle-free cash access.
Find a ReadyCode-enabled ATM near you
