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Transaction Processing and Card Management

The powerful solution for payments and transaction processing

Authentic provides a modern approach to transaction acquiring and processing, card management, payments and real-time processing. It allows you to break free from siloed legacy systems.

Eradicate silos with Authentic

Designed for the new world of constant change and technical evolution, Authentic is cloud-native and loaded with high productivity tools.

Comprehensive transaction processing

Prepare for the future

Consumers expect to make payments and move money when, where and how they want. With so many choices available demanding a fast pace of innovation, legacy systems can't cope. Authentic is the choice for now and the future.

A full range of capabilities

Authentic offers transaction processing and switching, card management, settlement and reconciliation, ATM terminal handling and fraud detection.

High productivity

Authentic includes toolsets that support rapid development, deployment and management. The philosophy of "configure-not-code wherever possible" allows for high productivity and low operational costs.

Scalable for high speed and high volume

Benchmarked at over 10,000 transactions per second, Authentic offers the performance, flexibility and agility demanded by acquirers, issuers, processors, banks and others to meet today’s demands and tomorrow’s innovations.

Card management

A fresh approach to card management, Authentic includes instant issuance, API workflows, user and institution management, card activation, issue, renewal, PIN management and more.

Back office and fraud detection

Reconciliation, settlement and dispute resolution, plus other key back office functions support the Authentic solution alongside intelligent self-learning fraud detection and prevention.

Why NCR Atleos?

#1 in ATM shipments

Based on vendor published data for 2022

ATMIA

First ATM application to achieve Next Gen ATMIA certification

Fastest growing

ATM provider in the United States

#1 ATM provider

in Western Europe, Middle East and Africa