INNOVATION

Expanding access through innovation

At NCR Atleos, innovation is a core principle that guides everything we do. We are at the forefront of shaping the financial services industry with groundbreaking, future-focused solutions. Our innovation is designed to deliver tangible business value, helping you achieve your goals and stay ahead of the competition.

We have a proven track record of bringing transformative innovations to market, including digital-first ATMs, ITMs, ATM as a Service (ATMaaS) and ReadyCode. Our innovative digital-first tech optimizes the branch and shifts transactions to self-service.

Innovation that delivers real value

Our commitment spans every stage of the product lifecycle, integrating transformative technologies like AI, biometrics and virtual reality to deliver frictionless, secure and personalized banking experiences.

With more than 1,000 patents, 7,000 engineers and the largest ATM footprint in the world, we’re not just imagining the future of financial services—we’re building.

Embedding innovation into everything we do

From our four innovation labs across the world and open innovation initiatives with universities and companies to a dedicated innovation team and employee intrapreneur and patent programs, our commitment to innovation is far-reaching.

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INSIGHTS

Get intelligence that powers smarter decisions across your entire ATM operation

What is branch transformation?
Using new technologies, financial institutions can expand their services, cultivate better customer experiences and reinvent the branch.
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A legacy of innovation
Explore the evolution of ATM technology and its impact on global financial access.
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A legacy of innovation

Automated teller machines have revolutionized the way we access money and manage finances. In this infographic, we explore the evolution of ATMs, their impact on global banking, and the innovations shaping their future.

Financial innovation that expands access

At NCR Atleos, innovation is a core principle that guides everything we do. We are at the forefront of shaping financial self-service with groundbreaking, future-focused solutions.
Building a new era
Our investment in innovation helps financial institutions address the constant pressure to improve experience, reduce costs and expand access.

Enhanced customer experience  

Faster, easier self-service through intuitive interfaces, biometrics, mobile integration and more accessible design

Improved operations and efficiency 

Tools that help you run your ATM channel more efficiently—from improved uptime to quicker service, smarter training and AI-driven insights

Modern and sustainable design 

New ATM designs, smarter software and sustainable, cost-effective hardware that evolve with how your customers use self-service banking

Expanded service solutions 

Capabilities like interactive marketing, advanced security and omni‑channel integration that help expand what your self‑service network can do

ATM as a Service
ATM as a Service
Interactive teller machines
Interactive teller machines
Field service AI 
Field service AI 
Readycode
Readycode
Digital-first ATMs 
Digital-first ATMs 
AI interactions
AI interactions
Avatars
Avatars
Biometric access
Biometric access
Cardless access 
Cardless access 
Sustainable design
Sustainable design
Defining the future, setting the standard 
We’ve pushed boundaries others can’t reach. 
We’ve embedded innovation into everything we do. 
From AI- and avatar-based interactions to facial biometric access, we bring new capabilities to market that simplify operations for financial institutions and their customers.

We innovate for one reason:
To help you serve your customers better

We have a successful track record 
of bringing new solutions to market.

Innovating banking technology for over a century

More than 1,000 patents
11,500 engineers in the field across more than 140 countries
The largest ATM footprint in the world
Our financial innovation 
is how you evolve—today 
and in the future.
Unlocking value through innovation
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Kuwait Finance House Collaborates with NCR Atleos to Revolutionize In-Branch...
ATLANTA -- NCR Atleos Corporation (NYSE: NATL) (“Atleos”), a leader in expanding self-service financial access for financial insti...
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Kuwait Finance House Collaborates with NCR Atleos to Revolutionize In-Branch...
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Kuwait Finance House Collaborates with NCR Atleos to Revolutionize In-Branch...
Peter Kulik Innovation Award
AI-assisted service management platform